Alabama Auto Insurance Requirements
Alabama state law requires drivers to carry minimum liability coverage: $25,000 per person for bodily injury, $50,000 per accident, and $25,000 for property damage. This is often referred to as 25/50/25 coverage.
Beyond the minimums, you may want to consider additional coverage such as collision, comprehensive, or uninsured motorist protection. Licensed insurance providers can explain what options are available based on your situation.
Factors That Influence Rates in Alabama
Insurance providers evaluate many factors when setting rates. Your driving record, age, vehicle type, mileage, and where you live in Alabama can all affect the options and pricing available to you.
Alabama has both urban and rural areas, and rates can vary accordingly. Comparing options from multiple licensed providers helps you understand what may be available for your circumstances.
Get Connected With Licensed Providers
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Use our comparison tool by entering your ZIP code, or call to speak with a representative. We facilitate the connection between you and providers who may offer coverage in Alabama. Availability and terms vary by provider.